The need for money can arise unexpectedly, and often, a small amount of $200 may not be enough. Although Bank of Wedowee is a bank where the rules and process for obtaining a traditional loan are lengthy and require a large package of documents, our terms for short-term loans remain simple and affordable. We lower the credit score threshold for this type of loan, allowing borrowers with any credit history to receive financial assistance. You can apply online or visit our Wedowee, Woodland, and Roanoke offices.
What is a $200 Instant Cash Loan?
A $200 loan is a small amount of money that a borrower can borrow for a short period. You receive the money within 24 hours and commit to paying it back before your next payday. In this case, you need to pay the loan amount and interest in one payment. Compared to most traditional loans, you do not need to provide collateral or a guarantor. In addition, you can use the money for any needs, be it car repairs or grocery shopping.
What Documents Are Needed to Get $200 Cash Advance?
The papers needed to proceed to a $200 same-day loan will differ according to the loan offer and your credit history. In most cases, these are the ones that need to be provided:
- ID;
- Social Security number;
- Certificate of income, certificate from the place of work, tax return, or other papers confirming overall financial stability;
- Documents that must confirm the residence in the United States. That can be the rent of an apartment or house, a mortgage contract, utility payments, etc.;
- Bank account number where the money is going to be transferred.
Below is a general list of documents required to apply for a loan from the Bank of Wedowee. We can also check your credit history to see how responsible you are in repaying your debt. However, we relax the credit score requirements for such small loans and accept applications with any credit history.
Where Can I Borrow 200 Dollars?
You can get $200 on our bank’s website or by visiting one of three convenient locations in Alabama:
- Wedowee Branch: 68 Al Hwy 48, Wedowee, AL 36278
- Woodland Branch: 12 Main Street, Woodland, AL 36280
- Roanoke Branch: 202 Main Street, Roanoke, AL 36274
We work with private and small business customers to provide expert and friendly service. Modern e-banking capabilities allow you to “apply online” for a $200 loan and get it funded immediately.
Step-by-Step Guide to Getting a $200 Payday Advance
Here’s how you can get an instant cash loan of $200:
- Check out our bank’s loan offers and choose the ones that suit you best.
- Apply online or visit our offices in person to take out a loan.
- Wait for instant approval, as we approve very small loans within minutes or hours.
- Receive the money in your bank account or pick it up in person at one of our offices.
Why is it Worth Borrowing $200 Instantly From The Bank of Wedowee?
Getting a loan from our bank has many advantages:
- The list of documents is minimal: to get a small short-term loan, you will only need an ID, social security number, and income certificate.
- Fast processing: We respond immediately, reviewing each application on the same day. This allows you to receive an answer within a few minutes.
- Low number of refusals: It is difficult to get a 200-dollar loan with no credit check from us since we always check the credit history check. However, such a small amount encourages us to lower the credit rating requirements, which allows even borrowers with unsatisfactory credit histories to get money.
- Improving your credit file. Your credit score can be improved by making timely payments on a short-term loan, which is crucial in subsequent financial transactions.
- There is no need for collateral and guarantors. You do not need to mortgage your property or look for guarantors.
What to Do if You Have Difficulties with Payments?
If you have problems (job loss, for example) that affect your income and cause difficulties with loan repayment, do not despair. It is important not to panic and, in no case, allow delays. Do not hesitate to contact us with a request for help and assistance. We will carefully consider your situation and offer tools for resolving such situations, often in the form of loyalty programs, the most common of which are loan extensions and refinancing.
Description: Fast $200 loans from Wedowee Bank. Low credit requirements and easy application. Get the funds you need today, online or in person.